Flat 16% ROI for Debit Card EMI on customer interest bearing model. General Terms and Conditions This EasyEMI facility is purely optional at merchants and can be withdrawn without any prior notice. It was time things changed. So, Flipkart and Amazon took the initiative to enable online shoppers to purchase things on their debit cards as well. So now, our next question should be if one can get an EMI on their HDFC debit cards, right? Yes, you can get an EMI on your HDFC Debit Card. Read on to find more! How does HDFC debit card EMI works? The minimum purchase amount applicable for Debit Card EMI varies for each bank partner, ranging from ₹5,000 (ICICI Bank) to ₹8,000 (Axis Bank and SBI) and ₹10,000 (HDFC Bank). You are requested to check with your bank about the minimum amount applicable to your purchase.